Do I have to report my account's every month?

General Questions

Yes. In order to be in Federal Compliance (FCRA, FACTA, FDCPA) with all national credit reporting agencies, you must report your consumers (to Experian, Equifax, Trans Union, Innovis, and MicroBilt) and your business credit accounts (to Experian, Equifax, Trans Union and MicroBilt) each and every month, at least one time during that month.

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Our Credit Time 2000® Metro 2® Credit Reporting Software allows any businesses to report consumer credit accounts and business commercial accounts to all of the national credit bureaus - Equifax, Experian, Innovis and Trans Union. We also support Metro 2® Credit Reporting to real-time credit bureaus with national coverage of alternative credit data. Our software is thoroughly tested and produces to the most error free files in the industry. Credit Time 2000® is recommended and accepted by all the National and Alternative Credit Bureaus.

COMSUMER DATA INDUSTRY ASSOCIATION®, CDIA®, the CREDIT REPORTING RESOURCE GUIDE®, and METRO 2®, are registered trademarks or trademarks of the Consumer Data Industry Association in the United States and or other countries. Neither Hutchins Systems Inc. nor is products or services are affiliated with or endorse by the Consumer Data Industry Association or CDIA.