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If you do not have a password, please contact us at and we will contact you immediately within 24 hours or call us at 850-622-2082 x 2 for support.


Hutchins Systems Inc.
Hours: 10-5PM Monday-Thursday (Closed Holidays) Phone: 850-622-2082

Credit Time 2000© is a METRO 2® credit reporting software system that allows businesses to report consumer credit information to Equifax, Experian, Innovis, and Trans Union or business commercial accounts to Experian and Equifax in the METRO 2® Credit Format . Our software is thoroughly tested and produces the most error free files in the industry! Since, 1985 we have been providing exceptional service and attention to our customers. Credit Time 2000© is recommended and accepted by all four bureaus.

Credit Time 2000(c) is upfront

COMSUMER DATA INDUSTRY ASSOCIATION®, CDIA®, the CREDIT REPORTING RESOURCE GUIDE®, and METRO 2®, are registered trademarks or trademarks of the Consumer Data Industry Association in the United States and or other countries. Neither Hutchins Systems Inc. nor is products or services are affiliated with or endorse by the Consumer Data Industry Association or CDIA.